life insurance 101 Archives - Your Friend 4 Life

August 6, 2017

How to Hack Life Insurance

It seems like everywhere you go online, people are trying to hack something. Hack your cell phone, hack your computer, hack your bank account or even hack your Facebook account. Hacking is a form of theft, whether it is to steal your money or your identity, the word has become popular. Now it seems the Continue reading →

Tim Wilhoit

Educational

June 15, 2014

How Much Does Life Insurance Cost?

As an independent life insurance broker, I hear from potential clients ask the question, how much does life insurance cost? I really wish there was a simple answer to the question but there is not. It is like asking a realtor how much does a house cost? The answer will vary from $30,000 to Continue reading →

Tim Wilhoit

Educational

January 5, 2014

How To Do Life Insurance Mathematics

After spending most of my work life, over 20 years, in the health and life insurance business, I still find the average consumer has no idea how to do life insurance mathematics. According to LIMRA’s research, the authority of the life insurance industry, over 30% of US households do not have life insurance. A Continue reading →

Tim Wilhoit

Educational

September 8, 2013

What Is Life Insurance Awareness Month?

It is that time of year again, September 2013 for Life Insurance Awareness Month. This is a month set aside by Life Insurance and Market Research Association or LIMRA back in 2003 and is now in its 10^th anniversary year. It was created to raise awareness among consumers and producers about the need Continue reading →

Tim Wilhoit

Educational

August 19, 2012