life needs Archives - Your Friend 4 Life

February 8, 2015

Why Don’t You Sell Like You Buy?

I am always amazed when contracting life insurance agents when one of the first questions out of their mouths is what is the commission schedule per product? Why? Before an agent sees the product portfolio and if he or she sees the need for the products and how they may help their clients, their first Continue reading →

Tim Wilhoit

Educational

September 10, 2012

Trouble Uncovering the Need?

A few weeks ago I had written a blog about the Art of Persuasion. In the article, I had explained the difference between a feature, an advantage and a benefit. The feedback I received was overwhelming in a lot of different directions about persuasion. So, I wanted to talk more about actually uncovering the Continue reading →

Tim Wilhoit

Educational

August 19, 2012

Life Insurance 101

I meet with a lot of new clients every week and there are a lot of consumers that really have a vague knowledge of life insurance. I try to explain policy types in easy understandable terms. I find consumers that were “sold” life insurance really didn’t understand what they were buying or worse why they Continue reading →

Tim Wilhoit

Educational

May 20, 2012

Can I Really Retire On Less Than $3 Per Day?

How well is the average working American doing when saving for their retirement? If you look at government statistics from the department of Employee Benefit Research Institute, Americans are not doing too well. According to the EBRI 33% of working Americans have not yet started a retirement account? That 50% have managed to save Continue reading →

Tim Wilhoit

Educational

February 3, 2012

Top 10 reasons I need life insurance…

Being a fan of David Letterman, I really enjoy his nightly Top Ten List. So, when I get asked the reasons why someone would buy life insurance, I found it easier just to give them my Top 10 list.

Number 10. To create an instant estate, especially if their demise is early in life.

Number Continue reading →

Tim Wilhoit

Educational

February 3, 2012

Why do people need insurance brokers? Can’t I just buy online?

A lot of people wonder exactly why they would need an independent insurance broker, when they can just buy online.

Well, let’s explore that question further. How do you find things like insurance online? You probably use search engines like Google, Bing or Yahoo. Did you realize that companies, including insurance companies, pay these search Continue reading →

Tim Wilhoit

Educational

Call: 855-729-8178

855-729-8178

855-729-8178

Why Don’t You Sell Like You Buy?

Trouble Uncovering the Need?

Life Insurance 101

Top 10 reasons I need life insurance…

Why do people need insurance brokers? Can’t I just buy online?