Blogs

April 20, 2014

Life Insurance FAQs Part III

Here are five of the most recent life insurance FAQs that consumers ask of Tim Wilhoit with Your Friend 4 Life, which is a national life insurance broker located in Nashville TN.

Can You Have Two Life Insurance Policies?

Certainly you may have two or even more life insurance policies in force. The main issue Continue reading →

Tim Wilhoit

Educational

April 13, 2014

Life insurance fees are essentially administrative fees charged by life insurance carriers to offset expenses. These fees cover their underwriting costs and actuarial costs of issuing the coverage. The fees are usually charged in the premiums and average range between $1.00 to $7.00 per month depending on the company. This Continue reading →

Tim Wilhoit

Educational

April 6, 2014

Life Insurance FAQs Part I

Can I Get Life Insurance After Breast Cancer?

The short answer is yes, you can buy life insurance after cancer. The type, amount and terms depends on the cancer itself and how long you have been cancer free after your last treatment. To get into the standard ratings after breast cancer practically all carriers Continue reading →

Tim Wilhoit

Educational

March 23, 2014

Lessons Learned Writing an eBook

If you knew my background you would understand how monumental a task that it was for me to author a book even a smaller eBook. I never saw myself as an author but with the encouragement of my Mastermind group, with whom I would not have even knew where to start, it was a Continue reading →

Tim Wilhoit

Educational

March 16, 2014

Since You Have To Buy It, Why Over Pay?

Life insurance is one of those must own products in our lives. Whether it is a good term life insurance or the cash value policies, unless a person is ultra rich, life insurance is a must. I recommend an experienced independent life insurance broker that can shop the market for several different insurance companies Continue reading →

Tim Wilhoit

Educational

March 9, 2014

Sales Objections or Lame Excuses?

I have been selling and training sales professionals to sell for over a quarter of a century. I am always amazed at the obstacles the sales person or insurance agent has to overcome with a prospect. Prospects come up with some great sales objections or I call lame excuses. I understand not having the money Continue reading →

Tim Wilhoit

Educational

March 2, 2014

Are You Getting a Tax Refund?

As an entrepreneur and independent life insurance broker I have to pay my taxes quarterly and usually heavily on April 15^th. I just cannot relate to people that overpay the government to get a tax refund at tax time. But at least if you do get a tax refund try to save it Continue reading →

Tim Wilhoit

Educational

February 23, 2014

Starting a Partnership? Don’t Forget Buy Sell Life Insurance

Being in my third decade of life insurance sales, I am still amazed how many partnership businesses don’t think about life insurance. At least some go to the trouble of hiring a good attorney to write the partnership contract. The attorney almost always suggests key man life insurance or a buy sell life insurance for Continue reading →

Tim Wilhoit

Educational

February 16, 2014

Who Is to Blame? The Story of Responsibility

I believe for most people in the US, it is easier just to blame someone else than to own up to our mistakes. The rich blame the government, the poor blame the rich, the democrats blame the republicans and employees blame their boss. The cycle goes on and on. Who is to blame? For Continue reading →

Tim Wilhoit

Inspirational

February 9, 2014

Why Are You a Struggling Insurance Agent?

Why are you struggling at your insurance agent’s career? Do you still think the internet is just a fad? Are you still afraid of technology? Are you chasing leads that once said they were going to buy and now won’t return your call? Are you still buying leads and making 100 calls per day to Continue reading →

Tim Wilhoit

Educational

February 2, 2014

Entrepreneurs Are You Stupid and Stubborn?

We were having a conversation in a networking group of entrepreneurs from various industries and the question was asked, “What few traits do we all have in common?” No one spoke up, so I said “we are all stupid and stubborn.” This was met with total silence and uncomfortable stares. I broke Continue reading →

Tim Wilhoit

Educational

January 26, 2014

Is Obamacare the End of the Health Insurance Agent?

On January 23, 2014 Moody’s downgraded the health insurance industry from stable to negative according to the Washington Post. There are several factors pointing to this decision which are all tied to the shaky rollout of the ACA or Affordable Care Act or better known as Obamacare. According to the Washington Post article Continue reading →

Tim Wilhoit

Educational

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855-729-8178

855-729-8178

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Life Insurance FAQs Part III

Life Insurance FAQs Part II

Lessons Learned Writing an eBook

Since You Have To Buy It, Why Over Pay?

Sales Objections or Lame Excuses?

Are You Getting a Tax Refund?

Starting a Partnership? Don’t Forget Buy Sell Life Insurance

Who Is to Blame? The Story of Responsibility

Entrepreneurs Are You Stupid and Stubborn?

Is Obamacare the End of the Health Insurance Agent?