broker Archives - Page 15 of 23 - Your Friend 4 Life

August 17, 2014

What Life Changing Events Leads to Purchase Life Insurance?

As an experienced life insurance broker I am often asked by my agents, what life changing events make people want to sit down and purchase some life insurance? I have found it is not the ones most people think of that motivates a person to call us about buying some life insurance. Here are the Continue reading →

Tim Wilhoit

Educational

August 10, 2014

Did You Study for Your Urine Test?

Growing up in the mountains of East Tennessee I heard a lot of interesting expressions. One of my favorites is the boy is so dumb he had to study to take a urine test. Little did I know I was going to be a life insurance broker when I grew up and there was Continue reading →

Tim Wilhoit

Educational

August 3, 2014

Does a Stay at Home Mom Need Life Insurance?

As an experienced national life insurance broker, I see the same questions quite often. One I see repeatedly is with young families shopping for life insurance. Do we need to cover my wife? Why does a stay at home mom need life insurance? Or in gender fairness, why does a stay at home dad need Continue reading →

Tim Wilhoit

Educational

July 27, 2014

What is a Contingent Beneficiary?

Being a national life insurance broker for multiple companies, I speak to a lot of different folks every day. The average person has a lot of questions when it comes to purchasing life insurance. One common question is what is a contingent beneficiary and why do I need that? First we need to breakdown the Continue reading →

Tim Wilhoit

Educational

July 20, 2014

What is Child Rider Life Insurance?

One thing I have noticed writing life insurance policies for parents are the lack of child rider life insurance policies. Most people give me a funny look when I bring it up. Child rider life insurance is by far the most affordable way to insure your children, especially if you have two or more children. Continue reading →

Tim Wilhoit

Educational

July 13, 2014

Do You Smoke an Occasional Cigar?

I guess because I live in Tennessee and it was known for many years as tobacco country, there are still a lot of tobacco smokers. Tobacco use is a very expensive rating on life insurance policies, usually double or triples the non tobacco rate. Most life insurance companies do not distinguish between the different Continue reading →

Tim Wilhoit

Educational

June 29, 2014

Trying To Find a Lost Life Insurance Policy?

Being an experienced life insurance broker, I get asked a lot of questions from clients, friends and colleagues. One of the toughest questions I get is how to find a lost life insurance policy or to see if a policy exists? This is more common than you might think. It is estimated that there is Continue reading →

Tim Wilhoit

Educational

June 22, 2014

Is There Vegan Life Insurance?

The term vegan life insurance does get asked quite often these days. There is not a product called vegan life insurance. However, life insurance is a great bargain for most vegans because of the risk calculations for the underwriters. Vegans tend to be healthier; they exercise and have favorable builds. So even though there is Continue reading →

Tim Wilhoit

Educational

June 15, 2014

How Much Does Life Insurance Cost?

As an independent life insurance broker, I hear from potential clients ask the question, how much does life insurance cost? I really wish there was a simple answer to the question but there is not. It is like asking a realtor how much does a house cost? The answer will vary from $30,000 to Continue reading →

Tim Wilhoit

Educational

June 8, 2014

Do You Have the Habit of Saving or Spending?

I am reading the books “Law of Success in Sixteen Lessons” by Napoleon Hill. I just finished Lesson 4 The Habit of Saving. Now this book was written by Hill over 86 years ago in 1928, but all of the principles are as relevant today as they were then. Obviously, the value Continue reading →

Tim Wilhoit

Educational

May 18, 2014

So You Are Too Young To Save For Retirement?

One of the most humorous objections I hear from the younger generation, twenty somethings, is that they are too young to worry about saving for retirement. That’s like saying “I’m too fat to go on a diet”, right… Youth is the absolute biggest advantage of saving for retirement. When time is on your side the Continue reading →

Tim Wilhoit

Educational

May 11, 2014

Accumulate Wealth with the Rule of 72

One of the simplest tools to learn about accumulating wealth is the Rule of 72. Albert Einstein one of the smartest men of the modern era spoke of compounding interest as the eighth wonder of the world. It is the most powerful math equation thought of by man. Scores of large businesses tie their Continue reading →

Tim Wilhoit

Educational

Call: 855-729-8178

855-729-8178

855-729-8178

What Life Changing Events Leads to Purchase Life Insurance?

Did You Study for Your Urine Test?

Does a Stay at Home Mom Need Life Insurance?

What is a Contingent Beneficiary?

What is Child Rider Life Insurance?

Do You Smoke an Occasional Cigar?

Trying To Find a Lost Life Insurance Policy?

Is There Vegan Life Insurance?

How Much Does Life Insurance Cost?

Do You Have the Habit of Saving or Spending?

So You Are Too Young To Save For Retirement?

Accumulate Wealth with the Rule of 72