life insurance Archives - Page 13 of 19

September 28, 2014

Why Is Life Insurance Important?

As we come to this year’s close of Life Insurance Awareness Month, I was asked this question by a young prospect this week, why is life insurance important? To answer this question is no different than answering any question about why is insurance important? Insurance simply is transference of risk from Continue reading →

Tim Wilhoit

Educational

September 21, 2014

Dude, Life Insurance Ain’t for You…

As a seasoned life insurance professional going into my third decade, I hear younger men stating they don’t need life insurance. I then promptly remind them, dude, life insurance is not for you, it’s for them. Them being the family and loved ones left behind in case of your sudden death. Regardless of a Continue reading →

Tim Wilhoit

Educational

September 14, 2014

Do You Have a Charity You Believe In?

I have a lot of friends, connections and acquaintances that volunteer their time and champion an important cause. There is really no shortage of noble charities to donate time and money. I meet with some of these folks and the majority of them wish they could do more for their charity. Most either lack the Continue reading →

Tim Wilhoit

Educational

September 7, 2014

New Idea to Sell More Whole Life Insurance

One of my agents sent me an article about the new craze of disposing of our bodies when we die. I immediately though this is a great way to sell more whole life insurance. The article on NPR discusses the new concept of being cremated and compressed into diamonds. Yes, real diamonds. I can Continue reading →

Tim Wilhoit

Educational

August 24, 2014

Tim Wilhoit Answers Life Insurance Questions

Tim Wilhoit agency owner of Your Friend 4 Life in Nashville, Tn answers a few common questions about life insurance that consumers frequently ask. Hopefully, one of these questions can help you as well.

Why Does My Child Need Life Insurance?

I am not sure I would say that a child needs life insurance. There Continue reading →

Tim Wilhoit

Educational

August 17, 2014

What Life Changing Events Leads to Purchase Life Insurance?

As an experienced life insurance broker I am often asked by my agents, what life changing events make people want to sit down and purchase some life insurance? I have found it is not the ones most people think of that motivates a person to call us about buying some life insurance. Here are the Continue reading →

Tim Wilhoit

Educational

August 10, 2014

Did You Study for Your Urine Test?

Growing up in the mountains of East Tennessee I heard a lot of interesting expressions. One of my favorites is the boy is so dumb he had to study to take a urine test. Little did I know I was going to be a life insurance broker when I grew up and there was Continue reading →

Tim Wilhoit

Educational

August 3, 2014

Does a Stay at Home Mom Need Life Insurance?

As an experienced national life insurance broker, I see the same questions quite often. One I see repeatedly is with young families shopping for life insurance. Do we need to cover my wife? Why does a stay at home mom need life insurance? Or in gender fairness, why does a stay at home dad need Continue reading →

Tim Wilhoit

Educational

July 27, 2014

What is a Contingent Beneficiary?

Being a national life insurance broker for multiple companies, I speak to a lot of different folks every day. The average person has a lot of questions when it comes to purchasing life insurance. One common question is what is a contingent beneficiary and why do I need that? First we need to breakdown the Continue reading →

Tim Wilhoit

Educational

July 20, 2014

What is Child Rider Life Insurance?

One thing I have noticed writing life insurance policies for parents are the lack of child rider life insurance policies. Most people give me a funny look when I bring it up. Child rider life insurance is by far the most affordable way to insure your children, especially if you have two or more children. Continue reading →

Tim Wilhoit

Educational

July 13, 2014

Do You Smoke an Occasional Cigar?

I guess because I live in Tennessee and it was known for many years as tobacco country, there are still a lot of tobacco smokers. Tobacco use is a very expensive rating on life insurance policies, usually double or triples the non tobacco rate. Most life insurance companies do not distinguish between the different Continue reading →

Tim Wilhoit

Educational

June 29, 2014

Trying To Find a Lost Life Insurance Policy?

Being an experienced life insurance broker, I get asked a lot of questions from clients, friends and colleagues. One of the toughest questions I get is how to find a lost life insurance policy or to see if a policy exists? This is more common than you might think. It is estimated that there is Continue reading →

Tim Wilhoit

Educational

Call: 855-729-8178

855-729-8178

855-729-8178

Why Is Life Insurance Important?

Dude, Life Insurance Ain’t for You…

Do You Have a Charity You Believe In?

New Idea to Sell More Whole Life Insurance

Tim Wilhoit Answers Life Insurance Questions

What Life Changing Events Leads to Purchase Life Insurance?

Did You Study for Your Urine Test?

Does a Stay at Home Mom Need Life Insurance?

What is a Contingent Beneficiary?

What is Child Rider Life Insurance?

Do You Smoke an Occasional Cigar?

Trying To Find a Lost Life Insurance Policy?